Terms & Conditions

Last Updated: January 22, 2026

Welcome to Whatever Matters ("we," "our," or "us"). By accessing or using any of our websites, including but not limited to:

https://www.whatevermatters.eu
https://www.whatevermatters.in
https://www.whatevermatters.us
https://www.whatevermattersnewsletter.com
https://www.whatevermaterspodcast.com

and any related services (collectively, "Services"), you agree to be bound by these Terms & Conditions ("Terms"). If you do not agree to these Terms, please do not use our Services.

  1. Use of the Website
    You agree to use our websites for lawful purposes only. You may not use our Services in any way that violates applicable federal, state, local, or international laws or regulations or that infringes on any third party's rights.

  2. Accounts and Registration
    To access certain features of our Services, such as newsletter subscriptions, you may be required to register an account. You agree to provide accurate, current, and complete information during registration. You are responsible for maintaining the confidentiality of your account information, and you agree to notify us immediately of any unauthorized access or use.

  3. Intellectual Property
    All content, materials, and resources on our websites, including text, images, graphics, logos, newsletter content, podcast episodes, and other media, are the property of Chalkmeout Inc. or are used with permission. You agree not to reproduce, distribute, or create derivative works of any content without our express written permission.

  4. User-Generated Content
    If you submit content (such as comments, reviews, or feedback) to our websites, you grant us a worldwide, non-exclusive, royalty-free, perpetual license to use, reproduce, and distribute your content. You represent that you own or control all rights to the content you submit and that it does not violate any third-party rights.

  5. Newsletter and Content
    Our newsletter is provided for informational and educational purposes only. While we strive to provide accurate and up-to-date information, we make no guarantees about the completeness, reliability, or accuracy of the content. Any action you take based on the information provided is at your own risk.

  6. Services and Payments
    Coaching and Consulting
    Coaching and consulting services are booked and paid for through third-party platforms (Topmate). By booking a session, you agree to the terms and policies of those platforms in addition to these Terms.
    Sponsorships and Partnerships
    Sponsorship opportunities are handled directly through email communication. Payment terms, deliverables, and cancellation policies will be outlined in individual sponsorship agreements.
    Newsletter Subscriptions
    Newsletter subscriptions are managed through Substack. By subscribing, you agree to Substack's terms of service and privacy policy.

  7. Limitation of Liability
    To the fullest extent permitted by law, Chalkmeout Inc. and its affiliates shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of our Services, even if we have been advised of the possibility of such damages. This limitation applies to any damages or injury caused by errors, omissions, or other inaccuracies in our website content, or by the use of the Services.

  8. Disclaimer of Warranties
    Our Services are provided "as is" without any warranties, express or implied. We make no guarantees regarding the availability, reliability, or security of our Services. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

  9. Indemnification
    You agree to indemnify and hold Chalkmeout Inc. harmless from any claims, damages, or expenses, including attorney fees, arising from your use of our Services or your violation of these Terms.

  10. Links to Third-Party Sites
    Our websites may contain links to third-party sites (including Topmate, Substack, and social media platforms) that are not operated by us. We do not endorse or assume responsibility for the content, policies, or practices of these third-party sites. Accessing third-party links is at your own risk.

  11. Termination
    We reserve the right to suspend or terminate your access to our Services at any time and for any reason, including if you violate these Terms. Upon termination, all provisions of these Terms that should survive termination, including ownership provisions, disclaimers, and limitations of liability, will remain in effect.

  12. Governing Law
    These Terms are governed by the laws of the State of Delaware, United States. Any disputes arising under or in connection with these Terms shall be resolved in the courts of Delaware.

  13. Changes to Terms & Conditions
    We may update these Terms from time to time. Any changes will be posted on this page with an updated "Last Updated" date. Your continued use of our Services constitutes acceptance of the revised Terms.

  14. Contact Us
    If you have any questions about these Terms & Conditions, please contact us:
    Chalkmeout Inc.
    Email: narayanan@chalkmeout.com